Category: Smart Finance

Recent developments in the property and finance market have impacted on property values and finance approvals. APRA (The Australian Prudential Regulation Authority) was established in July 1998 and since then it has attempted to supervise …

Your bank statements could have more more influence than you realise on your loan application. A potential lender can use your bank statements to give a snapshot of all your spending and income. Better than …

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Self employed applicants need not struggle obtaining a home loan. Business owners also have finance options to suit their circumstances. Many lender’s require up to date accounts to prove income and if you’ve been busy …

Reading the headlines you’d think that the property prices could drop off a cliff anytime soon. This is after the same newspapers screamed out that the market was booming. That property price increases priced first …

Professional investors rely on research to determine the offers they will make on a particular property. They use research that can show price trends of particular suburbs of interest. They can even determine the advantages …