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It’s a question asked by many people in their 20’s. There’s a preconceived idea that once you’ve committed to a mortgage you’ve set yourself up for a mundane and restricted life, deprived of the joys of travel. But does that always have to be the case?  Having a comprehensive understanding …

Casinos are notorious for their bright lights, cooled air conditioned environment and of course, their cunning ability to deprive you of your hard earned money. But in today’s society the negative ramifications of a gambling habit are widely understood. I’m sure I’m not the first to tell you that you …

Recent developments in the property and finance market have impacted on property values and finance approvals. APRA (The Australian Prudential Regulation Authority) was established in July 1998 and since then it has attempted to supervise in a regulatory manner Banks, Insurers and Superannuation Institutions. If we look at Apra in …

Your bank statements could have more more influence than you realise on your loan application. A potential lender can use your bank statements to give a snapshot of all your spending and income. Better than an applicants declaration of spending which can overlook so many pertinent factors relating to their …