Day: June 5, 2019

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First Home buyers

Home Builder Grant. Zero Deposit Home Loans

The HomeBuilder grant This grant provided by the Federal Government provides for a $25,000 tax-free grant given to eligible Home owner-occupiers, including first home buyers. The grant can be used to: Build a new home …

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First Home buyers

First home owner with no deposit?

Do you feel like you’ve been saving for your deposit forever now? Is it painful knowing that as you save for your deposit property prices are increasing? It feels like a never ending cycle of …

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First Home buyers

To travel the world or buy a home? Or both?

It’s a question asked by many people in their 20’s. There’s a preconceived idea that once you’ve committed to a mortgage you’ve set yourself up for a mundane and restricted life, deprived of the joys …

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Home Loans

Can you lose more at the Casino than your money?

Casinos are notorious for their bright lights, cooled air conditioned environment and of course, their cunning ability to deprive you of your hard earned money. But in today’s society the negative ramifications of a gambling …

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Lending Policy

The lending environment

Recent developments in the property and finance market have impacted on property values and finance approvals. APRA (The Australian Prudential Regulation Authority) was established in July 1998 and since then it has attempted to supervise …

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Smart Finance

How Your Bank Statements Affect your loan application

Your bank statements could have more more influence than you realise on your loan application. A potential lender can use your bank statements to give a snapshot of all your spending and income. Better than …

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